Insurance Charlotte, NC 255 employees
Southeastern Commercial Insurance and Risk Management Brokerage
Independent P&C and benefits brokerage with $38M revenue across 6 states and 92% retention
About This Business
Pinnacle Risk Advisors is an independent insurance brokerage providing commercial P&C, employee benefits, and risk management consulting to mid-market businesses across six southeastern states. The firm manages $280M in total written premium across 3,200+ commercial accounts with an industry-leading retention rate. Revenue is 70% commission-based and 30% fee-based consulting.
Key Highlights
$280M total written premium across 3,200+ commercial accounts
92% client retention rate — well above the independent agency average of 84%
Diversified carrier panel with 40+ appointed carriers and no single carrier exceeding 15% of premium
Growing fee-based risk consulting practice at 30% of revenue with higher margins
Licensed and operating in NC, SC, GA, VA, TN, and FL
Financial Overview
Reason for Selling
Majority owner is exploring a sale to a national brokerage or PE-backed platform as part of a planned succession and liquidity event.
Documents Available in Data Room
Financial Statements
Tax Returns
Legal Documents
Operational Documents
Marketing Materials
Estimated Value
$60.0M – $74.4M
Asking Price
$67.2M
Company name and seller contact revealed after purchase. One-time fee.